What do I need to apply?
Two forms of ID. A valid driver’s license and a credit or bank card work well.

What are the terms & conditions?
If your purchase is eligible for a return, a refund will be issued to the original form of payment. All returns must meet our return policy.

What happens to my loan if I return my order?
Your payments will process through the financing lender under the specified terms upon which you agreed.

Do I have to pay in full before my item is shipped?
If your loan is approved to cover the entire purchase amount, you will not be required to place a down payment. However, if your loan only covers a portion of your total purchase, you will be required to pay the balance in full.

Is a down-payment required?
All terms and conditions vary on a loan by loan basis. Make an appointment with a consultant for more details.

Can I still apply with bad credit?
If you’re interested in purchasing a diamond, we welcome you to come in and speak with our certified Diamond Consultants. They can guide you through a variety of payment options to find the one that best matches your needs.